Obtaining Qualified Domestic Relations Orders (QDROs)

Below are links to resources for dividing retirement plan benefits to assist our employees and their spouses who are going through divorce.

Thoroughbred Retirement Investment Plan (TRIP) - 401(k) plan for employees who are working in a position covered by a collective bargaining (union) agreement

• TRIP Model QDRO
• TRIP Procedures Governing QDROs
• TRIP Plan Summary

Thrift and Investment Plan (TIP) - 401(k) plan for nonagreement (management) employees

• TIP Model QDRO
• TIP Procedures Governing QDROs
• TIP Plan Summary

Retirement Plan - defined benefit plan for nonagreement employees

• Retirement Plan Model QDROs
• Retirement Plan Procedures Governing QDROs
• Retirement Plan Summary

Railroad Retirement Benefits – links to the United States Railroad Retirement Board (RRB) Attorney’s Guide to the Partition of Railroad Retirement Annuities. Norfolk Southern Corporation does not administer Railroad Retirement benefits. Any questions concerning the partition of Tier I and Tier II benefits should be addressed to the Railroad Retirement Board.

BLET/NS 401(k) Plan - 401(k) Plan for eligible locomotive engineers. Questions should be directed to: Merrill Lynch, BLET Representative Group, Key Tower, 50 Fountain Plaza Suite 1100, Buffalo, New York 14202-2284, phone 800-845-3894.

For additional assistance, please contact the HR Help Desk by calling 1-800-267-3313.

QDRO