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Insurance Requirements

Make sure you are insured.

Browse Insurance Requirements

Norfolk Southern requires tenants and licensees to secure, at their own expense, liability insurance from approved companies. 

What insurance do I need?

NS typically requires the following types of insurance:

  • Commercial general liability insurance
  • Automobile liability insurance
  • Worker’s compensation insurance
  • Railroad protective liability insurance (during construction and maintenance)

How much coverage does NS require?

For commercial leases, NS usually requires a commercial general liability insurance policy with a combined single limit of not less than $2 million per occurrence of injury, death, damage, loss, or destruction of property.

NS provides specific insurance requirements in tenant/licensee agreements. Make sure to include NS as an additional insured on all liability policies.

Contact for insurance questions

Risk Management
Norfolk Southern Corporation
3 Commercial Place
Norfolk VA 23510-2191
757-629-2842
NSRISK1 @nscorp.com